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# xmrcheckout.com
Non-custodial Monero checkout software for merchants. Payments go directly from the customer to the merchant wallet.
This project is intentionally conservative by design:
- It never requests or stores private spend keys.
- It never signs transactions.
- It never moves funds on behalf of users.
- View-only access (wallet address + private view key) is the maximum trust boundary.
## Contents
- [What it does](#what-it-does)
- [Trust model](#trust-model)
- [Repository layout](#repository-layout)
- [Screenshots](#screenshots)
- [Quick start](#quick-start)
- [Self-hosted deployment](#self-hosted-deployment-docker-compose)
- [Self-hosted deployment (no Docker)](#self-hosted-deployment-no-docker)
- [Development (API)](#development-api-python)
## What it does
At a high level:
1. Your integration creates an invoice (defined in XMR).
2. The UI shows payment instructions (address + amount).
3. The system observes the chain using view-only wallet access to detect payments and update invoice status.
4. Optional integrations (for example webhooks) can be used to trigger your internal order flow.
What it does not do:
- It does not provide custody, refunds, or any fund-moving automation.
- It does not act as a financial intermediary.
- It does not touch fiat rails in the core system.
## Trust model
- Funds always move from the customer to the merchant wallet; xmrcheckout only observes the chain to detect payments.
- The maximum permission level is view-only wallet access (wallet address + private view key).
- If any configuration or integration implies spend authority, treat it as a misconfiguration.
## Repository layout
- `ui/`: web UI
- `api/`: API service (Python)
- `docker-compose.yml`: local stack and self-hosted deployment
- `nginx/`: optional reverse proxy / TLS termination (used by Docker Compose)
## Quick start
### Homepage only (Docker)
```
docker build -t xmrcheckout-home .
docker run --rm -p 8080:80 xmrcheckout-home
```
Open `http://localhost:8080`.
### Full stack (Docker Compose)
```
docker compose up --build
```
Open `https://localhost` for the UI (HTTP redirects to HTTPS).
In the default Compose configuration, only `nginx` is published to the host. The API, Postgres, and wallet-rpc services are reachable only inside the Docker network.
If you prefer not to run `nginx`, you can publish `ui` and `api` ports directly instead (you will also need to serve `qr/` at `/qr/` on your site URL).
## Self-hosted deployment (Docker Compose)
1. Copy the environment template and fill in required values:
```
cp .env.example .env
```
2. Set required values in `.env`:
- `POSTGRES_USER`, `POSTGRES_PASSWORD`, `POSTGRES_DB`
- `API_KEYS`, `API_KEY_ENCRYPTION_KEY`
- `SITE_URL` (public URL for the UI)
- Monero view-only wallet settings (`MONERO_WALLET_RPC_*`)
- `MONERO_DAEMON_URL` (choose one of the options below)
3. Choose a Monero daemon source:
- **Use a third-party daemon (default):**
- Leave `MONERO_DAEMON_URL` as-is (the default points at a public Monero daemon).
- **Run your own daemon via Docker Compose:**
- Set `MONERO_DAEMON_URL=http://monerod:18081`
- Start the stack with the `local-daemon` profile (see step 5)
- Note: initial sync can take a long time and uses significant disk; payment detection won’t be reliable until the daemon is synced.
4. Choose a wallet-rpc target and provision view-only wallets:
- Use the bundled wallet-rpc containers:
- Set `MONERO_WALLET_RPC_URLS=http://wallet-rpc-reconciler-1:18083,http://wallet-rpc-reconciler-2:18083,http://wallet-rpc-reconciler-3:18083`
- Or point to an external wallet-rpc service:
- Set `MONERO_WALLET_RPC_URLS`, `MONERO_WALLET_RPC_USER`, `MONERO_WALLET_RPC_PASSWORD`, and `MONERO_WALLET_RPC_WALLET_PASSWORD`
5. Start the stack:
```
docker compose up --build -d
```
If you’re running the bundled `monerod` service:
```
docker compose --profile local-daemon up --build -d
```
### Optional: Postgres backups (disabled by default)
This repository includes an optional `db-backup` service that runs `pg_dump` hourly and writes backups to `./backups/postgres` on the host.
Enable it by starting Compose with the `db-backup` profile:
```
docker compose --profile db-backup up --build -d
```
Retention defaults to 7 days. To override:
- Set `BACKUP_RETENTION_DAYS` in `.env`
### Optional: donations (disabled by default)
Donation endpoints and UI are off by default for self-hosted deployments.
To enable donations:
- Set `DONATIONS_ENABLED=true`
- Set `FOUNDER_PAYMENT_ADDRESS` and `FOUNDER_VIEW_KEY`
The UI uses the same flag (via Compose), so `/donate` stays unavailable unless donations are explicitly enabled.
## Self-hosted deployment (no Docker)
This section describes running the services directly on a host (or VMs) without Docker.
You will run:
- Postgres (external service)
- API (`gunicorn` / `uvicorn`)
- Reconciler worker (a separate process)
- UI (Next.js)
- A reverse proxy is optional, but strongly recommended for TLS, serving `/qr/`, and providing a single origin for UI + API.
### 1. Install prerequisites
- Postgres 16+
- Python 3.12+
- Node.js 20+ (for the UI)
- A Monero daemon endpoint (`MONERO_DAEMON_URL`) and at least one `monero-wallet-rpc` instance reachable by the API
### 2. Configure environment variables
Start from `.env.example` and adjust for your host. For non-Docker deployments you will typically set:
- `DATABASE_URL=postgresql://...@127.0.0.1:5432/...`
- `QR_STORAGE_DIR` to a persistent directory on disk (for example `/var/lib/xmrcheckout/qr`)
- `SITE_URL` to your public URL (for example `https://example.com`)
- `API_BASE_URL` for the UI:
- If using a reverse proxy that routes `/api/` to the API on the same origin, set `API_BASE_URL=https://example.com`
- If not using a reverse proxy, set `API_BASE_URL=http://127.0.0.1:8000` (see the notes in step 6)
If you need a new `API_KEY_ENCRYPTION_KEY` value:
```
python -c 'from cryptography.fernet import Fernet; print(Fernet.generate_key().decode())'
```
### 3. Create the Postgres database
Create a database and user matching your `DATABASE_URL`. On first startup, the API will create tables automatically.
### 4. Run the API
```
python -m venv api/.venv
api/.venv/bin/pip install -r api/requirements.txt
# Export env vars (or use your process manager to load them)
set -a
source .env
set +a
api/.venv/bin/gunicorn app.main:app -k uvicorn.workers.UvicornWorker -b 127.0.0.1:8000 -w "${GUNICORN_WORKERS:-2}" --chdir api
```
### 5. Run the reconciler worker
Run this as a separate long-running process (same environment variables as the API):
```
set -a
source .env
set +a
api/.venv/bin/python -m app.reconciler
```
### 6. Build and run the UI
```
cd ui
npm ci
# Optional but recommended to keep these explicit in non-Docker deployments
export API_BASE_URL="${API_BASE_URL:-http://127.0.0.1:8000}"
export NEXT_PUBLIC_SITE_URL="${SITE_URL:-http://127.0.0.1:3000}"
export NEXT_PUBLIC_DONATIONS_ENABLED="${DONATIONS_ENABLED:-false}"
npm run build
npm run start -- -p 3000 -H 127.0.0.1
```
Notes:
- The UI makes some in-browser requests to `/api/...` on the same origin. In production, prefer a reverse proxy that serves the UI and forwards `/api/` to the API.
- The QR PNGs are written to `QR_STORAGE_DIR` and must be reachable at `https://<your-site>/qr/<invoice_id>.png`.
### Optional: reverse proxy (Nginx)
Nginx is optional. Any reverse proxy that can:
- route `/api/` to the API,
- route `/` to the UI,
- and serve the QR directory at `/qr/`
is fine.
Example (adjust `server_name`, TLS, and paths to match your host):
```
server {
listen 443 ssl;
server_name example.com;
# ssl_certificate ...;
# ssl_certificate_key ...;
location /api/ {
proxy_pass http://127.0.0.1:8000/api/;
proxy_set_header Host $host;
proxy_set_header X-Forwarded-For $proxy_add_x_forwarded_for;
proxy_set_header X-Forwarded-Proto $scheme;
}
location /qr/ {
alias /var/lib/xmrcheckout/qr/;
add_header Cache-Control "public, max-age=31536000, immutable";
try_files $uri =404;
}
location / {
proxy_pass http://127.0.0.1:3000/;
proxy_set_header Host $host;
proxy_set_header X-Forwarded-For $proxy_add_x_forwarded_for;
proxy_set_header X-Forwarded-Proto $scheme;
}
}
```
## Development (API, Python)
1. Set environment variables (see `api/.env.example`):
```
export DATABASE_URL=postgresql://xmrcheckout:xmrcheckout@localhost:5432/xmrcheckout
export API_KEYS=change-me-1
```
2. Install dependencies:
```
python -m venv .venv
source .venv/bin/activate
pip install -r api/requirements.txt
```
3. Start the API:
```
cd api
uvicorn app.main:app --reload
```
The API listens on `http://127.0.0.1:8000`.