diff --git a/lib/new-ui/widgets/money/money_settings_provider.dart b/lib/new-ui/widgets/money/money_settings_provider.dart
index 17831a28a..93f6b21cd 100644
--- a/lib/new-ui/widgets/money/money_settings_provider.dart
+++ b/lib/new-ui/widgets/money/money_settings_provider.dart
@@ -1,15 +1,20 @@
 import "package:cake_wallet/new-ui/widgets/money/money_settings_cubit.dart";
+import "package:cake_wallet/new-ui/widgets/money/use_base_unit_provider.dart";
 import "package:cake_wallet/store/settings_store.dart";
 import "package:flutter/material.dart";
 import "package:flutter_bloc/flutter_bloc.dart";
 
 class MoneySettingsProvider extends StatelessWidget {
-  const MoneySettingsProvider({required this.settingsStore, this.child, super.key});
+  const MoneySettingsProvider({required this.settingsStore, required this.child, super.key});
 
-  final Widget? child;
+  final Widget child;
   final SettingsStore settingsStore;
 
   @override
-  Widget build(BuildContext context) =>
-      BlocProvider(create: (_) => MoneySettingsCubit(settingsStore), child: child);
+  Widget build(BuildContext context) => BlocProvider(
+        create: (_) => MoneySettingsCubit(settingsStore),
+        child: BaseUnitScope(
+          child: child,
+        ),
+      );
 }
diff --git a/lib/new-ui/widgets/money/use_base_unit_provider.dart b/lib/new-ui/widgets/money/use_base_unit_provider.dart
new file mode 100644
index 000000000..e04e47350
--- /dev/null
+++ b/lib/new-ui/widgets/money/use_base_unit_provider.dart
@@ -0,0 +1,63 @@
+import "dart:async";
+
+import "package:cake_wallet/new-ui/widgets/money/money_settings_cubit.dart";
+import "package:cw_core/currency.dart";
+import "package:flutter/widgets.dart";
+import "package:flutter_bloc/flutter_bloc.dart";
+
+/// Read-only view of the money display settings for the current subtree.
+///
+/// ```dart
+/// final useBaseUnit = BaseUnit.useBaseUnitOf(context, CryptoCurrency.btc);
+/// ```
+class BaseUnit extends InheritedModel<Currency> {
+  const BaseUnit({required this.state, required super.child});
+
+  final MoneySettingsState state;
+
+  static bool useBaseUnitOf(BuildContext context, Currency currency) =>
+      InheritedModel.inheritFrom<BaseUnit>(context, aspect: currency)!.state.useBaseUnit(currency);
+
+  static String getSymbolOf(BuildContext context, Currency currency) =>
+      InheritedModel.inheritFrom<BaseUnit>(context, aspect: currency)!.state.getSymbol(currency);
+
+  @override
+  bool updateShouldNotify(BaseUnit old) =>
+      state.bitcoinAmountDisplayMode != old.state.bitcoinAmountDisplayMode;
+
+  @override
+  bool updateShouldNotifyDependent(BaseUnit old, Set<Currency> aspects) => aspects.any((c) =>
+      state.useBaseUnit(c) != old.state.useBaseUnit(c) ||
+      state.getSymbol(c) != old.state.getSymbol(c));
+}
+
+class BaseUnitScope extends StatefulWidget {
+  const BaseUnitScope({required this.child, super.key});
+
+  final Widget child;
+
+  @override
+  State<BaseUnitScope> createState() => _BaseUnitScopeState();
+}
+
+class _BaseUnitScopeState extends State<BaseUnitScope> {
+  late MoneySettingsState _state;
+  late final StreamSubscription<MoneySettingsState> _sub;
+
+  @override
+  void initState() {
+    super.initState();
+    final cubit = context.read<MoneySettingsCubit>();
+    _state = cubit.state;
+    _sub = cubit.stream.listen((s) => setState(() => _state = s));
+  }
+
+  @override
+  void dispose() {
+    _sub.cancel();
+    super.dispose();
+  }
+
+  @override
+  Widget build(BuildContext context) => BaseUnit(state: _state, child: widget.child);
+}
diff --git a/test/new-ui/widgets/money/use_base_unit_provider_test.dart b/test/new-ui/widgets/money/use_base_unit_provider_test.dart
new file mode 100644
index 000000000..ea340cc2d
--- /dev/null
+++ b/test/new-ui/widgets/money/use_base_unit_provider_test.dart
@@ -0,0 +1,377 @@
+import "package:cake_wallet/entities/balance_display_mode.dart";
+import "package:cake_wallet/entities/bitcoin_amount_display_mode.dart";
+import "package:cake_wallet/new-ui/widgets/money/money_settings_cubit.dart";
+import "package:cake_wallet/new-ui/widgets/money/use_base_unit_provider.dart";
+import "package:cw_core/crypto_currency.dart";
+import "package:cw_core/currency.dart";
+import "package:flutter/material.dart";
+import "package:flutter_bloc/flutter_bloc.dart";
+import "package:flutter_test/flutter_test.dart";
+
+class FakeMoneySettingsCubit extends Cubit<MoneySettingsState> implements MoneySettingsCubit {
+  FakeMoneySettingsCubit(super.initialState);
+
+  void setState(MoneySettingsState state) => emit(state);
+}
+
+MoneySettingsState _moneySettingsState({
+  BitcoinAmountDisplayMode bitcoin = BitcoinAmountDisplayMode.bitcoin,
+  BalanceDisplayMode display = BalanceDisplayMode.availableBalance,
+}) =>
+    MoneySettingsState(
+      bitcoinAmountDisplayMode: bitcoin,
+      displayMode: display,
+    );
+
+Future<void> _pumpEmission(WidgetTester tester) => tester.pump(Duration.zero);
+
+class _Probe extends StatelessWidget {
+  const _Probe({required this.currencies, required this.log});
+
+  _Probe.single(Currency currency, {required this.log, super.key})
+      : currencies = <Currency>[currency];
+
+  final List<Currency> currencies;
+  final List<List<bool>> log;
+
+  @override
+  Widget build(BuildContext context) {
+    final observed =
+        currencies.map((c) => BaseUnit.useBaseUnitOf(context, c)).toList(growable: false);
+    log.add(observed);
+    return const SizedBox.shrink();
+  }
+}
+
+class _SymbolProbe extends StatelessWidget {
+  const _SymbolProbe(this.currency, this.log, {super.key});
+
+  final Currency currency;
+  final List<String> log;
+
+  @override
+  Widget build(BuildContext context) {
+    log.add(BaseUnit.getSymbolOf(context, currency));
+    return const SizedBox.shrink();
+  }
+}
+
+class _SubtreeCounter extends StatelessWidget {
+  const _SubtreeCounter(this.log, {required this.child});
+
+  final List<void> log;
+  final Widget child;
+
+  @override
+  Widget build(BuildContext context) {
+    log.add(null);
+    return child;
+  }
+}
+
+Widget _host(FakeMoneySettingsCubit cubit, Widget child) => MaterialApp(
+      home:
+          BlocProvider<MoneySettingsCubit>.value(value: cubit, child: BaseUnitScope(child: child)),
+    );
+
+void main() {
+  group("BaseUnit", () {
+    group("BaseUnit.useBaseUnitOf", () {
+      testWidgets("reads the value from the nearest ancestor", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshi),
+        );
+        final log = <List<bool>>[];
+
+        await tester.pumpWidget(
+          _host(cubit, _Probe.single(CryptoCurrency.btc, log: log)),
+        );
+
+        expect(log, [[true]]);
+      });
+
+      testWidgets("nearest ancestor wins when models are nested", (tester) async {
+        final log = <List<bool>>[];
+
+        await tester.pumpWidget(
+          BaseUnit(
+            state: _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshi),
+            child: BaseUnit(
+              state: _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.bitcoin),
+              child: _Probe.single(CryptoCurrency.btc, log: log),
+            ),
+          ),
+        );
+
+        expect(log.single, [false]);
+      });
+
+      testWidgets("throws when no BaseUnit ancestor exists", (tester) async {
+        await tester.pumpWidget(_Probe.single(CryptoCurrency.btc, log: <List<bool>>[]));
+
+        expect(tester.takeException(), isA<TypeError>());
+      });
+    });
+
+    group("BaseUnit.getSymbolOf", () {
+      testWidgets("returns the ticker under whole-coin mode", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.bitcoin),
+        );
+        final log = <String>[];
+
+        await tester.pumpWidget(_host(cubit, _SymbolProbe(CryptoCurrency.btc, log)));
+
+        expect(log.single, CryptoCurrency.btc.symbol);
+      });
+
+      testWidgets("flips to sats when the mode changes", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.bitcoin),
+        );
+        final log = <String>[];
+
+        await tester.pumpWidget(_host(cubit, _SymbolProbe(CryptoCurrency.btc, log)));
+
+        cubit.setState(_moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshi));
+        await _pumpEmission(tester);
+
+        expect(log, [CryptoCurrency.btc.symbol, "sats"]);
+      });
+
+      testWidgets("spares a symbol reader whose currency did not change", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshi),
+        );
+        final btcLog = <String>[];
+        final btclnLog = <String>[];
+
+        await tester.pumpWidget(
+          _host(
+            cubit,
+            Row(
+              children: [
+                _SymbolProbe(CryptoCurrency.btc, btcLog, key: const ValueKey("btc")),
+                _SymbolProbe(CryptoCurrency.btcln, btclnLog, key: const ValueKey("btcln")),
+              ],
+            ),
+          ),
+        );
+        expect(btcLog.single, "sats");
+        expect(btclnLog.single, "sats");
+
+        cubit.setState(_moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshiForLightning));
+        await _pumpEmission(tester);
+
+        expect(btcLog.length, 2);
+        expect(btcLog.last, CryptoCurrency.btc.symbol);
+
+        expect(btclnLog.length, 1, reason: "btcln symbol did not change");
+      });
+
+      testWidgets("a non-bitcoin symbol is stable across every mode", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.bitcoin),
+        );
+        final log = <String>[];
+
+        await tester.pumpWidget(_host(cubit, _SymbolProbe(CryptoCurrency.xmr, log)));
+
+        for (final mode in BitcoinAmountDisplayMode.all) {
+          cubit.setState(_moneySettingsState(bitcoin: mode));
+          await _pumpEmission(tester);
+        }
+
+        expect(log.single, CryptoCurrency.xmr.symbol);
+      });
+    });
+
+    group("BaseUnit aspect notification", () {
+      testWidgets("rebuilds a dependent whose currency flipped", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.bitcoin),
+        );
+        final log = <List<bool>>[];
+
+        await tester.pumpWidget(_host(cubit, _Probe.single(CryptoCurrency.btc, log: log)));
+        expect(log.length, 1);
+
+        cubit.setState(_moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshi));
+        await _pumpEmission(tester);
+
+        expect(log.length, 2);
+        expect(log.last, [true]);
+      });
+
+      testWidgets("satoshi -> satoshiForLightning rebuilds btc but not btcln", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshi),
+        );
+        final btcLog = <List<bool>>[];
+        final btclnLog = <List<bool>>[];
+
+        await tester.pumpWidget(
+          _host(
+            cubit,
+            Row(
+              children: [
+                _Probe.single(CryptoCurrency.btc, log: btcLog, key: const ValueKey("btc")),
+                _Probe.single(CryptoCurrency.btcln, log: btclnLog, key: const ValueKey("btcln")),
+              ],
+            ),
+          ),
+        );
+        expect(btcLog.single, [true]);
+        expect(btclnLog.single, [true]);
+
+        cubit.setState(_moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshiForLightning));
+        await _pumpEmission(tester);
+
+        // btc: true -> false, so it must rebuild.
+        expect(btcLog.length, 2);
+        expect(btcLog.last, [false]);
+
+        // btcln: true -> true. The aspect filter should have spared it.
+        expect(btclnLog.length, 1, reason: "btcln value did not change");
+      });
+
+      testWidgets("a currency outside the bitcoin family never rebuilds", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.bitcoin),
+        );
+        final log = <List<bool>>[];
+
+        await tester.pumpWidget(_host(cubit, _Probe.single(CryptoCurrency.xmr, log: log)));
+
+        for (final mode in BitcoinAmountDisplayMode.all) {
+          cubit.setState(_moneySettingsState(bitcoin: mode));
+          await _pumpEmission(tester);
+        }
+
+        expect(log.length, 1);
+      });
+
+      testWidgets("a dependent on several currencies rebuilds if any changed", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshi),
+        );
+        final log = <List<bool>>[];
+
+        await tester.pumpWidget(
+          _host(
+            cubit,
+            _Probe(currencies: <Currency>[CryptoCurrency.xmr, CryptoCurrency.btc], log: log),
+          ),
+        );
+        expect(log.single, [false, true]);
+
+        cubit.setState(_moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshiForLightning));
+        await _pumpEmission(tester);
+
+        expect(log.length, 2);
+        expect(log.last, [false, false]);
+      });
+
+      testWidgets("a value-equal but distinct state does not reach dependents", (tester) async {
+        final initial = _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshi);
+        final cubit = FakeMoneySettingsCubit(initial);
+        final log = <List<bool>>[];
+
+        await tester.pumpWidget(_host(cubit, _Probe.single(CryptoCurrency.btc, log: log)));
+        expect(log.length, 1);
+
+        cubit.setState(initial.copyWith());
+        await _pumpEmission(tester);
+
+        expect(log.length, 1);
+      });
+
+      testWidgets("changing only displayMode does not reach useBaseUnit dependents",
+          (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(
+            bitcoin: BitcoinAmountDisplayMode.satoshi,
+            display: BalanceDisplayMode.availableBalance,
+          ),
+        );
+        final log = <List<bool>>[];
+
+        await tester.pumpWidget(
+          _host(cubit, _Probe.single(CryptoCurrency.btc, log: log)),
+        );
+
+        cubit.setState(
+          _moneySettingsState(
+            bitcoin: BitcoinAmountDisplayMode.satoshi,
+            display: BalanceDisplayMode.hiddenBalance,
+          ),
+        );
+        await _pumpEmission(tester);
+
+        expect(log.length, 1);
+      });
+    });
+
+    group("BaseUnitScope subtree isolation", () {
+      testWidgets("an emission does not rebuild the subtree", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.bitcoin),
+        );
+        final subtreeLog = <void>[];
+        final probeLog = <List<bool>>[];
+
+        await tester.pumpWidget(
+          _host(
+            cubit,
+            _SubtreeCounter(
+              subtreeLog,
+              child: _Probe.single(CryptoCurrency.btc, log: probeLog),
+            ),
+          ),
+        );
+        expect(subtreeLog.length, 1);
+        expect(probeLog.length, 1);
+
+        cubit.setState(_moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshi));
+        await _pumpEmission(tester);
+
+        expect(probeLog.length, 2);
+        expect(probeLog.last, [true]);
+
+        expect(subtreeLog.length, 1, reason: "the subtree was rebuilt");
+      });
+
+      testWidgets("nested subtrees below the boundary are untouched", (tester) async {
+        final cubit = FakeMoneySettingsCubit(
+          _moneySettingsState(bitcoin: BitcoinAmountDisplayMode.bitcoin),
+        );
+        final outerLog = <void>[];
+        final innerLog = <void>[];
+        final probeLog = <List<bool>>[];
+
+        await tester.pumpWidget(
+          _host(
+            cubit,
+            _SubtreeCounter(
+              outerLog,
+              child: Padding(
+                padding: EdgeInsets.zero,
+                child: _SubtreeCounter(
+                  innerLog,
+                  child: _Probe.single(CryptoCurrency.btc, log: probeLog),
+                ),
+              ),
+            ),
+          ),
+        );
+
+        cubit.setState(_moneySettingsState(bitcoin: BitcoinAmountDisplayMode.satoshi));
+        await _pumpEmission(tester);
+
+        expect(probeLog.length, 2);
+        expect(outerLog.length, 1);
+        expect(innerLog.length, 1);
+      });
+    });
+  });
+}